You’re enrolled.

Welcome to Major Credit Repair. Your protocol is officially underway — here's exactly what happens next.

One Step From You

Activate your monitoring.

We need eyes on all three bureaus to work and track your file. Activating SmartCredit is your only setup step — it takes about two minutes.

Go to My Next Step

WITHIN 48 HOURS

First disputes filed

Once your monitoring is active, your first certified-mail round goes out within 48 hours.

DAY 14

First status update

We check in with where your file stands and what's already in motion.

DAY 30–45

First deletions

The bureaus' FCRA response window closes and the first results start posting.

A note on security

We'll never ask for your passwords by email or text. Submit your monitoring login only through the secure link we provide. If you ever need portal access, use the login page and the "Forgot Password" reset flow.

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