From damaged to done.

The Platinum Package is a fixed, four-round protocol run on the record — most files finish inside 90–120 days. Here's exactly how it goes.

The Path

Your file, fixed in 6 steps.

A $50 deposit reserves analyst time — credited in full when you enroll.

Activate SmartCredit so we can review and track all three bureaus for $1.

Every item decoded, every violation flagged, a realistic projection documented.

Your first certified-mail disputes hit all three bureaus within three days.

Furnisher pressure, method-of-verification demands, and closeout — with escalation on tap.

Deletions post, your score recovers, and we point you to the right builder tools.

The Four Rounds

Days 1–3

Every questionable item on all three reports is challenged at once, with the bureaus put on formal notice of their federal accuracy obligations.

Days 30–45

Direct validation and accuracy demands to the companies reporting against you under the FCRA and FDCPA.

Days 60–75

We force the bureaus to disclose exactly how anything "verified" was verified. Most can't.

Days 90–120

Final demands, escalation where needed, and your file positioned for score recovery.

Escalation reserve — no upcharge

CFPB complaints, state attorney general filings, and litigation-posture demand letters are included in your enrollment.

Start Here

Pull your tri-bureau report for $1 and we'll review it live on your consultation.